Home and Contents Insurance
Home and Contents Insurance protects your home and belongings from a broad range of unexpected events – with new-for-old replacement of your contents for peace of mind in replacing the replaceable. We offer a choice of policy types to suit your needs, so no matter how big or small your home is, you know your most prized possessions are replaceable.
Underinsurance
Have you thought about your current home insurance and what would happen if your home and contents were destroyed or damaged by fire, hailstorm or even a cyclone? You may think that you are covered but realise in the event of a claim that you do not have adequate insurance to replace your possessions.
It’s easy to forget how quickly your house can increase in value or how your possessions can accumulate, and before you know it your possessions and home and worth a significant amount.
When you take out your home insurance you need to make sure you first calculate the full replacement value of your house and its contents. Then choose the home and contents cover that best suits your current insurance needs.
Whether you are looking for a classic home and contents policy, a higher level of cover to include specialist or high value items within your home or need greater freedom to spend time travelling away from your home we have an insurance policy to suit your needs. Don’t forget to ask about seniors and multi-policy discounts to discover your perfect cover.